For individuals

For individuals

How does OTC Xpaid work?

Learn how to transfer funds to the EU safely and legally

Reviews

How Xpaid helped customers solve issues with transfers to Europe and beyond

For whom?

Find out who Xpaid solutions are suitable for and in what situations

Video

How to buy property with crypto in EU?

In this video we break down three main ways to purchase real estate using cryptocurrency

Watch the video

How to Cash Out Millions in Crypto

In this video we explore the most effective ways to cash out large amounts of cryptocurrency into traditional bank accounts

Watch the video

Why Did the Bank Block My Transfer? | Avoid These Cross-Border Money Mistakes

Ever had your bank freeze your account during a simple international transfer? You’re not alone.

Watch the video

Our Solutions

Products

IBAN Accounts

Open corporate accounts for startups, crypto businesses, and high-risk projects.

White Label

Crypto payment infrastructure by Xpaid, branded as your own — fully licensed in the EU.

Stablecoin Settelment

Instant EUR ⇄ USDC conversion to a European bank account.

On/Off RAMP

Enable your clients to buy and sell crypto directly through Xpaid.

OTC Desk

Fast high-volume crypto exchange for businesses — with full legal support.

Video

How to buy property with crypto in EU?

In this video we break down three main ways to purchase real estate using cryptocurrency

Watch the video

How to Cash Out Millions in Crypto

In this video we explore the most effective ways to cash out large amounts of cryptocurrency into traditional bank accounts

Watch the video

Why Did the Bank Block My Transfer?

Ever had your bank freeze your account during a simple international transfer? You’re not alone.

Watch the video
Blog

Blog

News

Stay up to date with the latest Xpaid events

Cases

See how crypto payment solutions work in practice with Xpaid

Analytics

Learn more about fintech solutions, crypto trends, and the investment market

Video

How to buy property with crypto in EU?

In this video we break down three main ways to purchase real estate using cryptocurrency

Watch the video

How to Cash Out Millions in Crypto

In this video we explore the most effective ways to cash out large amounts of cryptocurrency into traditional bank accounts

Watch the video

Why Did the Bank Block My Transfer? | Avoid These Cross-Border Money Mistakes

Ever had your bank freeze your account during a simple international transfer? You’re not alone.

Watch the video

CEO

Alex Rud

CEO and co-founder of the fintech holding company Xpaid, the exchange network Paytion and the financial consulting company Fintech Capital. Former director of the VC fund SpaceTech Analytics, fintech influencer and regular speaker at financial events. Building a bank that makes financial services accessible to everyone.

Publications

We are quoted when the issues are serious.

Forbes Polska • 2025

Jak technologie zmieniają świat płatności i zastępują tradycyjne banki

ua.news • 2026

Our mission is to give financial freedom to Ukrainians

CEO column

Articles by Alex.

How Ukrainians Legally Fund Interactive Brokers in 2026: Mechanics, Compliance, and Real Numbers

Over 200,000 Ukrainian investors hold active accounts with Interactive Brokers — and most of them face the same question: how to transfer funds there when

13/05/2026