Countries With The Top Crypto Adoption 2026 – What Jurisdiction to Watch For?
In the coming year, the attention of cryptosphere participants is expected to shift away from the acknowledged headliners of the market. These used to be the USA and Western Europe; however, countries where rapid inflation and technological progress creates a strong demand for financial solutions, will lead crypto adoption 2026. “AI adoption models indicate a […]
How Stablecoins Are Rewiring Global Finance: With Nick Philpott, Co-Founder of Zodia Markets
When we talk about the future of payments, the conversation often centers around buzzwords — blockchain, CBDCs, tokenization. But few people can break down what’s really happening inside global finance better than Nick Philpott, Co-Founder and Head of Partnerships of Zodia Markets, a Standard Chartered-backed platform bridging digital assets and traditional finance. In our latest […]
From Early Failures to Building OpenPayd, Bitpace & EMBank and Processing €130B
When most people think about building a bank, they imagine decades of tradition, cautious growth, and heavy bureaucracy. Today, OpenPayd is not only redefining the future of financial services but also processing over €130 billion every year. But what really lies behind this success? In our latest podcast, Alex Rud (CEO of Xpaid) spoke with […]
What Is a Crypto On/Off Ramp for Banks – A Simple Guide by Xpaid
As cryptocurrencies are widely adopted by all the participants of the financial system, the demand for safe, simple, and transparent tools for their use grows as well. Big businesses are actively stepping into the crypto game. To meet their needs, a perfect tool for integrating digital assets into the field of traditional finance has to […]
What is Proof of Funds and How to Prepare It Fast and Easily for Banks?
Today’s financial environment is a dynamic sphere that is rapidly adapting to the needs of users. One of them is adherence to the security standards of money flows, which allows you to make international transfers or open accounts abroad in accordance with the demands of regulatory authorities. To provide the transparency of financial processes, Proof […]
Legal, Transparent, Secure: Why Compliance Is at the Core of Xpaid’s Services
In today’s crypto and financial services environment, compliance is not just a requirement — it’s the foundation of legitimacy. For companies operating in and around Europe, licences like EMI (Electronic Money Institution) and CASP under MiCA (Markets in Crypto‑Assets Regulation) have become essential. MiCA, adopted in May 2023, fully applies since December 2024 across the […]
How Xpaid Bridges the Gap Between High-Risk Businesses and European Banks
Access to European banking remains elusive for many high-risk industries — such as crypto, iGaming, and cross-border eCommerce. Traditional banks, constrained by AML obligations and regulatory scrutiny, often sideline these sectors. This enduring trust gap impedes growth and limits financial access. Why Banks Avoid High-Risk Clients Banks in the EU and UK are burdened by […]
How to Open IBAN for High-Risk Businesses: A Step-by-Step Guide by Xpaid
Opening a dedicated IBAN in Europe is often a major challenge for high-risk businesses. Traditional banks tend to refuse these clients, citing regulatory exposure, compliance costs, and reputational risks. As a result, many legitimate companies — from crypto projects to gaming, fintech, or nutraceuticals — find themselves unable to access basic banking services LegalBison. According […]
How Xpaid Is Bridging Traditional Banking & Stablecoins
Stablecoins have become one of the fastest-growing segments in digital finance, with a global market cap surpassing $150 billion in 2024 For businesses and consumers, they offer the speed and transparency of blockchain payments while maintaining the stability of fiat currencies. Traditional banks can no longer ignore this trend. Some of the world’s largest players […]
Xpaid Unlocks Crypto Ramp Capabilities for EMI Platforms — Payswix Goes Live First
Xpaid, the crypto-fiat neobank powering regulated digital asset infrastructure across Europe, has officially launched a turnkey crypto buy and sell solution for Electronic Money Institutions (EMIs) and Payment Service Providers (PSPs).