Crypto-friendly IBAN with Instant Stablecoin Settlement
- Opening IBAN accounts
- Automatic crypto conversion
- Fully compliant and tailored for high-risk businesses
The Finance Barriers Blocking Your Businesses
Lack of reliable settlement mechanisms exposes businesses to liquidity gaps and payout delays
Payment restrictions for high-risk businesses in traditional banks
Exchange rate fluctuations cause direct financial losses
Difficulty in payouts to freelancers across multiple countries
Limited access to liquidity in the desired currency or crypto asset
Xpaid Solves This
Xpaid Settlement is a system built to eliminate delays and instability. We instantly converts incoming fiat payments into USDC, or crypto funds into EUR, GBP, or USD — ensuring seamless, real-time liquidity.
Your dedicated account: with no delays and restrictions
IBAN setup in as little as 3 business days
No frozen funds, no waiting
Fixed 0.3% rate for monthly volumes over €100K
Fully licensed infrastructure with KYC/AML compliance
End-to-end automation for seamless settlement
€999 one-time onboarding fee
Ensure flexibility and stability in your cash flow
After a quick verification, your company is issued a unique corporate IBAN from a licensed EU bank. This is a fully functional, regulation-compliant account ready to receive assets
Your partners or clients settle invoices or connected payment systems in EUR or GBP. These funds are sent to your IBAN via standard bank transfer — fully transparent and legally compliant.
Our system automatically detects incoming funds, locks in the exchange rate, and initiates conversion to stablecoins or fiat based on your preferences. No manual action or banking delays required.
Just seconds after the fiat arrives, you receive USDC directly to your crypto wallet. No delays, no FX losses, no bureaucracy — just instant liquidity in the format you need.
Your company receives an IBAN (EUR or GBP)
Fewer barriers. More control.
Settlement
- Instant
- Minimal
- Yes
- Yes
- Yes
- Full
Fewer barriers. More control.
Feature
- Settlement speed
- Volatility risk
- Accounts for crypto companies
- Dedicated IBAN
- USDC payout
- Process automation
Settlement
- Instant
- Minimal
- Yes
- Yes
- Yes
- Full
- Up to 7 days
- High due to delays
- Often unavailable
- Yes, but with restrictions
- No
- Partial or none
Banks / PSPs
Launch an instant financial flow in 4 simple steps
Verification with a Ukrainian passport
Review time: 1–2 business days
Submit Your Request
Fill out the form or connect with the Xpaid team in any way that’s convenient. We’ll get back to you quickly to schedule a consultation.
Verification
After agreeing on the terms, you’ll go through a quick verification (KYC/KYB) and send the necessary documents. Once completed, you'll gain access to the platform.
Receive your IBAN in the EU
We’ll open an account with a European bank in your company’s name — within 3 business days.
Start operating
You’ll start receiving payments, which are instantly converted into USDC without delays or risks.
Verification with a Ukrainian passport
Frequently asked questions to the Xpaid team
What is a settlement?
Settlement is the process where funds received to your IBAN are automatically converted into cryptocurrency (e.g., USDC) at a pre-agreed rate.
Can I receive payments from individuals to my IBAN?
No. The IBAN is intended for payments from legal entities (businesses) only.
How fast is the settlement process?
Settlement is instant. Once fiat funds are received, the system locks the rate and converts them automatically with no delays.
Can I use my own bank account for this service?
No. The IBAN must be opened through Xpaid’s trusted EMI partner in the EU, fully integrated with our settlement infrastructure.
Can an iGaming business get access to an IBAN with instant settlement?
Yes. We evaluate your company profile and jurisdiction, and match you with a suitable banking provider that supports your industry.
Is there a limit to daily settlement volume?
No. Xpaid does not impose limits on the amount you can settle into crypto per day.
Do you support USDT?
No. We only work with USDC, as it meets the compliance standards required by our regulated infrastructure.
Which fiat currencies are supported?
We currently support:
— USD
— EUR
— GBP
– KZT (coming soon)
Blog
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Contact us
Need instant financial solutions for your business?
Get started with Xpaid today. Convert, receive and record your earnings securely.
