On/Off RAMP

On/Off Ramp for Business

Earn on every transaction with no license required.

No regulatory risk

Secure infrastructure

Launch in just a few weeks

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Lost profit

How do banks miss out on profits?

Banks can generate up to $10,000 additional profit monthly on every $1M in transaction volume by offering crypto on/off ramp services.

How Much Can Your Fintech Earn with Crypto Ramp Service?

Integrate crypto. Earn passively. Scale instantly.

100 000
8%
€350
Monthly income:
€63 000 /month

Based on a 1.5% fee per transaction and a total monthly volume of €4,200,000 €4 200 000.

€189 000 /quarter
€756 000 /year
Opportunities

Benefits we offer to banks

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New revenue stream
Earn on every On/Off-Ramp and OTC transaction.

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Attract more customers

Expand your customer base by offering innovative cryptocurrency services.

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Set exchange fees

Define individual fees for cryptocurrency transactions to maximize profitability.

Decision

What is Xpaid Ramp for Banking?

Xpaid is a licensed crypto-fiat infrastructure partner for fintechs and banks. We help banks embed crypto buy & sell into their flow without separate infrastructure.

currency pair
EUR to BNB
Pending
+1.45 BNB

-800 EUR

EPHE
GBP to ETH
Finished
+1.42 ETH
GBP -2,500
currency pair USD
USD to BTC
Finished
+0.04 BTC
-4,300 USD
Why Choose Xpaid?

Why choose Xpaid Ramp for Banking?

Xpaid Ramp for Banking allows banks to generate revenue by integrating instant cryptocurrency exchanges and wallets directly into their ecosystem.

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Fastest time to market

Our solution is designed for rapid deployment and integration, reducing deployment time up to 3 weeks.

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No need for a crypto license

XPAID takes on all regulatory obligations. Your bank does not need to obtain a cryptocurrency license.

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Configurable and scalable

Customize the design of XPAID RAMP to fit your brand and add features as needed.

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Features

Key features

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Crypto wallet

Customers can deposit, store, and withdraw cryptocurrency directly in the bank's system.

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Instantaneous On/off Ramp

Customers can buy and sell cryptocurrency instantly using their bank accounts. Transactions are executed instantly thanks to XPAID’s internal liquidity.

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Over-the-counter transactions

Clients can trade large volumes of cryptocurrency at a fixed price, avoiding slippage and market fluctuations.

FAQ

Everything You Want to Know About Xpaid OTC Desk

What currencies are available for on/off ramp?

USDC, ETH, BTC ⇄ EUR

No. Xpaid handles all legal and operational infrastructure. You act as a front-end provider and don’t engage in regulated activities.

- Fixed margin per transaction
- Add your own fee on top of OTC spread
- Revenue-sharing model
- White-label under your brand

- MVP integration: 2–3 weeks
- Full SDK + branding: 3–5 weeks
- Full support across technical, legal, and marketing stages

Yes. Full white-label integration:
- Branded UI/UX
- Custom domain, logo, and emails
- No Xpaid branding is shown to your clients

Yes, upon agreement. Options include:
- Your wallet addresses for crypto in/out
- Your custodial wallets
- Cold wallet integration via API

Process
How to srart?
Sign an Agreement

See how Xpaid Ramp for Banking works.

Schedule a Call
Request Demo
Integrate WEB SDK

Establish a formal agreement to solidify the partnership.

Sign Agreement
Launch & Grow

Go live in just 3 weeks!

Seamless integration with minimal development effort.

Integrate SDK
Launch & Scale

Ongoing support to optimize performance.

Get started
Launch Scale
Blog
Follow our latest news and product updates
Contacts
Ready to transform your wallet services?

Request a demo and see it live in action.