Xpaid Unlocks Crypto Buy & Sell Capabilities for EMI Platforms — Payswix Goes Live First
Xpaid, the crypto-fiat neobank powering regulated digital asset infrastructure across Europe, has officially launched a turnkey crypto buy and sell solution for Electronic Money Institutions (EMIs) and Payment Service Providers (PSPs).
Payswix is the first platform to go live with the integration, enabling its merchants to convert euros to crypto and back directly from their EUR accounts — in full compliance, without leaving their trusted environment.
As crypto transitions from speculative asset to core financial utility, this integration marks a significant shift in how regulated institutions can meet rising demand — while unlocking new revenue opportunities from within their existing infrastructure.
A New Standard for EMI Platforms
Until now, most EMI clients were forced to rely on external crypto exchanges — creating friction, regulatory risk, and operational inefficiency.
With Xpaid’s embedded solution, EMI users can now:
- Buy crypto directly from EUR IBAN accounts
- Sell crypto with instant fiat settlements
- Avoid onboarding to third-party platforms or managing separate wallets
Access it all via the EMI’s native interface — compliant, fast, and seamless
Behind the Scenes: How It Works
The new functionality is powered by Xpaid’s White Label on/off-ramp infrastructure:
- EMIs and PSPs integrate via API with minimal development effort
- Crypto services appear natively in the platform’s dashboard
- Xpaid handles liquidity, compliance (AML/KYC), and transaction execution
- Merchants benefit from fixed-rate quotes, real-time settlements, and full transparency
This architecture eliminates common bottlenecks — from regulatory uncertainty to slow settlements — enabling a true plug-and-play crypto experience.
Why It Matters Now
The convergence of traditional finance and Web3 is no longer theoretical. Crypto is increasingly used as:
- A payment rail for global commerce
- A treasury tool to diversify reserves
- A growth lever for modern financial products
For EMIs, offering crypto is no longer an experiment — it’s a strategic necessity.
Xpaid delivers that capability with compliance, speed, and operational clarity.
“We built Xpaid to empower financial institutions to participate in the crypto economy — without taking on unnecessary risk,” said Alex Rud, CEO of Xpaid. “It’s not just about adding crypto — it’s about creating the infrastructure for the next era of financial services.”
About Xpaid
Xpaid is a next-generation, crypto-friendly neobank built to serve fintech innovators, high-risk industries, and global enterprises seeking to operate at the intersection of fiat and crypto.
Its core offering combines regulated banking infrastructure, real-time OTC trading, and a DeFi-as-a-Service (DaaS) engine — enabling businesses to manage, convert, and move capital across ecosystems with confidence.
Through its modular platform, Xpaid provides:
- White Label crypto-fiat on/off-ramp infrastructure
- IBAN and settlement accounts for high-growth, high-risk use cases
- Institutional OTC desk with deep liquidity and transparent pricing
From enabling EMI crypto functionality to facilitating large-scale settlements, Xpaid is building the rails for a borderless, compliant financial future — where crypto and fiat move side by side, seamlessly.
