OTC Desk
Xpaid OTC Desk: Trusted Crypto Exchange for High-Value Transactions
The best choice for large crypto deals: fixed rates, white-glove service, and full EU regulatory compliance.
What is an OTC Desk?
Secure OTC crypto trades without market volatility
OTC (Over-the-Counter) trading means direct, off-exchange transactions between parties. With Xpaid OTC Desk, you can execute high-value crypto trades privately and securely — without market volatility. Lock in your rate upfront and complete the transaction in a trusted, fully confidential environment.
Who Is It For?
Designed for private clients and corporate needs
How does OTC Xpaid work?
Lock in fixed rates for high-value
crypto trades with Xpaid
Every transaction is fully compliant with regulatory standards
Verified through KYB/AML for lawful and secure transactions
Get full control: the rate is confirmed before execution
Direct settlement between buyer and seller — no third parties
Fast execution: usually completed same day
SEPA and IBAN transfers available in EUR, USD and GBP
Benefits of Xpaid OTC Desk
Why Choose Xpaid OTC Desk?
White-Glove Support, Every Step of the Way
Get matched with a dedicated OTC expert who understands your goals. From first inquiry to final settlement, every detail is handled with care — so you get a smooth, secure, and fully customized experience.
Locked-in Rates. No Slippage.
Xpaid shields your trades from market volatility by fixing the exchange rate at the moment of your request. Even for high-volume transactions, you get a clear, optimized rate — with no slippage, no surprises.
Speed Meets Security
Most transactions are completed within just two hours, backed by enterprise-grade security. Our powerful infrastructure ensures smooth execution and consistent performance you can trust.
Direct Bank Transfers (SEPA/IBAN)
High-value transactions are handled discreetly and remain off the public market. Our over-the-counter model ensures privacy, prevents market impact, and protects your operations from unwanted attention.
Effortless Onboarding
Get started in no time with a fast, streamlined registration and verification process. Our intuitive platform makes trading simple — even if it’s your first time using an OTC service.
Why Xpaid OTC Desk?
Reliability and Security You Can Trust
Regulated under EU financial licenses (Poland & Lithuania)
Client funds held in segregated accounts
In-house compliance team available 24/7
Full KYC/KYB onboarding and AML monitoring
Commissions
Fees are volume-based and depend on the size of your transaction. Commission rates start from:
How to srart?
3 simple steps to your first OTC trade
Submit Your Request
Fill out the form or connect with the Xpaid team in any way that’s convenient. We’ll get back to you quickly to schedule a consultation.
Online Consultation
Our experts will walk you through how the OTC Desk works and answer all your questions. Together, we’ll define the best terms based on your needs.
Verification
After agreeing on the terms, you’ll go through a quick verification (KYC/KYB) and send the necessary documents. Once completed, you'll gain access to the platform.
FAQ
Everything You Want to Know About Xpaid OTC Desk
How does the OTC exchange process work?
Once you submit a request, our team contacts you for a quick consultation. After agreeing on terms, you complete KYC/KYB verification, and we lock the rate. The transaction is then executed securely and discreetly.
Do you offer API access?
Yes, API integration is available for institutional and high-volume clients upon request.
What currencies and crypto assets do you support?
We support major fiat currencies (EUR, USD) via SEPA/IBAN, and top crypto assets including BTC, ETH, USDT, USDC, and others.
What are OTC fees and how are they calculated?
Fees depend on volume and frequency:
– From 1% for smaller trades
– As low as 0.25% for monthly volumes above $1M
We also offer flexible options: either fixed fees or calculated spreads.
How fast are OTC trades executed?
On average, transactions are completed within 3 to 5 hours after confirmation.
For larger amounts, execution may take up to 24 hours.
What regions do you serve?
We work with clients across most of Europe, Latin America, Asia, and MENA. We do not serve clients from sanctioned countries, restricted offshore zones, or jurisdictions where crypto is prohibited.
Ми не працюємо з країнами під санкціями, обмеженими офшорами та юрисдикціями, де заборонені криптооперації.
How is the exchange rate fixed?
Once the trade is confirmed, we lock the rate based on our liquidity provider’s pricing at the time of execution.
Are there any limits on transaction size?
– Minimum: $10,000
– Maximum: Unlimited (subject to prior agreement).
We’ve successfully executed deals of $10M+.
Blog
Follow our latest news and product updates
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Today’s financial environment is a dynamic sphere that is rapidly adapting to the needs of users. One of them is adherence to the security standards
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Access to European banking remains elusive for many high-risk industries — such as crypto, iGaming, and cross-border eCommerce. Traditional banks, constrained by AML obligations and
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Contact us
Ready for a high-value trade?
Start working with a trusted OTC partner today. We’ll secure the best possible rate, provide full support, and ensure safety at every step.
