Open Dedicated IBANs in the EU
For Crypto, Startups & High-Risk Companies Ready to Scale Without Limits
What’s stopping your business from opening an account in Europe?
Startups with no track record often get rejected
Crypto, Web3, and digital marketing? Instantly flagged as “high risk”
Accounts can be frozen without explanation
Endless delays, zero results.
Tired of bank rejections? We’ve got your back.
We support the entire process — quickly, privately, and with a clear view of your risk profile.
Transparent pricing & fast turnaround
Pricing varies based on your business model
What’s included: profile analysis, provider matching, communication, and end-to-end support
Typical timeline: 5–10 business days
Ideal for companies that need a stable banking gateway.
IBAN Accounts That Fit Your Business — Not the Other Way Around
Verified network of banks & EMIs
Faster than going solo: 5–10 business days
We support communication — you save time
Built for startups, holding companies & complex structures
Risk-aware matching to avoid freezes or rejections
Go Live Fast: Just 4 Steps to Your IBAN
Verification with a Ukrainian passport
Review time: 1–2 business days
Submit Your Request
Fill out the form or connect with the Xpaid team in any way that’s convenient. We’ll get back to you quickly to schedule a consultation.
Get a Quick Risk Assessment
We run a fast online check of your case to evaluate your risk profile and find the best-fit banking options.
Receive a Tailored Strategy
You’ll get a clear action plan, a shortlist of banks, and estimated timelines for opening your account.
We Guide You Until You’re Live
We handle the paperwork, communicate with the bank, and support you every step — until your account is active and ready to use.
Verification with a Ukrainian passport
Review time: 1–2 business days
Everything You Want to Know About Xpaid OTC Desk
In which jurisdictions do you open accounts?
We partner with EMIs in Europe, most commonly in Lithuania and the UK.
What documents are required to open an account?
Depends on the business type, but typically: registration documents, ownership structure, directors’ and UBOs’ IDs, business description.
What is the account opening process like?
Profile review → jurisdiction selection → document preparation → support → account opening
What is the cost of opening IBAN account?
From €2000. Includes audit, bank selection, support. In some cases — success fee.
What does your account opening support include?
Business analysis, bank selection, document preparation, communication with the bank, full support.
How long does it take to open an account?
On average, 5–10 business days.
Which currencies do you support?
EUR (SEPA), GBP (Faster Payments / SWIFT), USD (SWIFT)
What are the max transaction volumes?
Depends on the compliance profile. In some cases — no limits.
What types of accounts can be opened?
IBAN for Fintech, Crypto, iGaming, holdings. Operational SEPA/SWIFT. OTC/crypto. Personal — for HNWI.
Blog
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Contact us
Need help opening IBAN account?
Xpaid supports you every step of the way: from document preparation to account opening in the EU or beyond.
